Who of us would choose to have a home foreclose or for our variable interest rate to go up?

Who of us would choose to get laid off from long-time employment?

Who of us would ask a credit card company to raise our interest rates and charge over-limit and late fees to the point that we couldn’t pay off the card in 20 years?

And, who of us wants to see the business for which we’ve worked so hard shutter its doors?

The answer to each of these questions is obvious, and bankruptcy exists specifically to help those of us who find ourselves in these or any number of similar situations. As the country was digging itself out of the Great Depression, a wise judge eloquently explained that bankruptcy “gives to the honest but unfortunate debtor . . . a new opportunity in life and a clear field for future effort, unhampered by the pressure and discouragement of pre-existing debt.”

Although bankruptcy has been an option for Americans since the Founding Fathers saw fit to include it in the Constitution, the recent and ongoing recession coupled with the housing crisis has caused more people than ever before to consider bankruptcy. Notwithstanding the high numbers of bankruptcies filed in recent years, encountering a person who is excited and eager to file is a rare occurrence, and it’s not difficult to understand why. No one wants to give up without a fight, and one thing we’ve learned after consulting with thousands of individuals and families is that people actually want to pay their debts in many circumstances. The simple reason is that the vast majority of us are honest and hard-working, and we’ve been taught from birth that “when you borrow something, you give it back.” However, sometimes circumstances are such that many of us simply have no where else to turn.

Unfortunately, filing for bankruptcy protection is more complicated than Homer Simpson believed it to be when he loudly shouted to his coworkers, “I… Declare… Bankruptcy!”  That is where Fenn Law Firm will step in to help.  By drawing upon our years of experience, we will take your financial hand and guide you through the process from start to finish to help get you a “fresh start.”  And, believe it or not, if bankruptcy isn’t the best option for you, we will be the first to tell you so and either assist you in solving your debt issues in a different manner or instruct you on how you could do so yourself.

Whether you’re dealing with burdensome credit card debt, a struggling or closed business, medical bills, foreclosure, wage garnishment, an auto repossession, and/or harassing creditors, our bankruptcy attorneys and capable staff can analyze your financial situation and help put these issues behind you for good. 

Contact us today to consult with an experienced attorney in person or over the phone. 

Call us toll free at (800) 994-9079, or email us at info@fennlawfirm.com